401(k) Rollovers

Did you know that the first 401(k) plan was introduced in 1981 and that the first IRAs were opened in 1982?  Since that time, Americans have invested hundreds of billions of dollars in these plans.  As your 401(k) balance builds it is important that you understand the many options available to you for your funds.  Contact us for help with these complex issues:

  • Rollovers - Rollover your 401(k), 403(b), Cash Balance Pension Plan or Profit Sharing Plan into a self-directed IRA, tax-free.
  • 72(t) Distributions - By implementing a 72(t) Distribution you may be able to avoid the 10% tax penalty on premature IRA and 401(k) withdrawals.  Please note that under certain circumstances the IRS may penalize you for any changes to your 72(t) withdrawals.  Certain restrictions may apply.
  • In-Service Distributions - Tired of your employer's poor investment choices?  Over-invested in company stock?  With an In-Service Distribution you are not required to leave your job to initiate a tax-free 401(k) balance transfer.